Attention homeowners: Real estate appraisal services for in Woodbury and Litchfield County

The top 7 reasons why CT homeowners call on Appraisal Specialists:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Litchfield county's assessment of your propertyvalue
  3. Remove PMI to cut your mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in Litchfield county or CT by determining the true market value of property in question

Own a house in or near Woodbury, CT and need help determining the price of it?
Contact Appraisal Specialists.

We at Appraisal Specialists understand the particular needs of a customer in need of appraisal services. Our usual business clients get the appraisal process and the standard documents we provide. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Appraisal Specialists are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value conclusion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. Appraisal Specialists is experts in helping homeowners just like you get rid of undesirable PMI insurance.

Challenge property tax assessments

Lets say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. This means you're paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Appraisal Specialists is your chief weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. Not only can this be inconvenient from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Appraisal Specialists can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for precision, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Appraisal Specialists can We can assist you. Even though this is usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.